New York Attorney General Letitia James has faced allegations of mortgage fraud stemming from property transactions, including a claim that she misrepresented her relationship with her father, Robert James, on mortgage documents. In 1983, when James was 24, she and her father reportedly signed a $30,300 mortgage loan from Kadilac Funding Ltd. for a property in Queens, New York, listing themselves as “husband and wife” on the deed and subsequent documents, including a 2000 sale record. This misrepresentation allegedly allowed them to secure more favorable loan terms, as married couples often qualify for better financing. Critics, including financial investigator Sam Antar, argue this constitutes fraud, as it involved falsifying personal information to deceive the lender, potentially violating laws against false statements to financial institutions. James’ office has downplayed the issue, noting the transactions occurred decades ago and that the Queens property was sold, with proceeds used for other investments. Her attorney, Abbe Lowell, contends that the deed clearly identifies her as her father’s daughter, suggesting any error was insignificant. These allegations, combined with other claims about property misrepresentations, have led to a criminal referral by the Federal Housing Finance Agency to the Department of Justice, though no formal charges have been filed as of April 2025.